Privacy Policy

This Privacy Policy describes how Palmetto Life Group collects and uses information obtained through this website and through communications initiated through the website, including contact forms, email inquiries, telephone inquiries, and mailing-list signups.

This Privacy Policy does not govern information collected directly by third-party websites, applications, insurance carriers, quote platforms, or other services that you choose to access through links on this website. Those third parties maintain their own privacy policies and practices.

Information We Collect

We may collect personal information that you voluntarily provide, including your name, email address, telephone number, mailing address, service interests, and information included in messages or inquiries you submit.

We may also collect technical information about your use of the website through cookies and similar technologies, including browser type, device information, pages visited, and general website usage information.

Please do not submit sensitive financial, medical, identification, or insurance information through the general website contact form unless specifically requested through an appropriate secure process.

How We Use Information

We may use the information we collect to:

  • Respond to inquiries and communicate with you
  • Provide information about our products and services
  • Maintain and improve our website and services
  • Send newsletters, company updates, announcements, promotions, or other communications when permitted
  • Maintain business and communication records
  • Comply with legal, regulatory, and contractual obligations
  • Protect our rights, security, and the rights and security of others

Palmetto Life Group does not currently process payments or financial transactions directly through this website. Transactions or applications completed through third-party platforms are subject to the applicable third party’s terms and privacy practices.

Service Providers and Information Sharing

We may share personal information with trusted third-party service providers that assist us with operating our website, managing communications, maintaining mailing lists, providing analytics, storing business records, responding to inquiries, or delivering requested services.

Depending on the nature of your request, information may also be shared with insurance carriers, quote providers, business partners, professional advisers, or other parties as reasonably necessary to provide the products or services you request.

We may also disclose information:

  • With your direction or consent
  • When required or permitted by law, regulation, subpoena, court order, or other legal process
  • To investigate fraud, security concerns, or misuse
  • To protect our rights, property, safety, or the rights, property, or safety of others
  • In connection with a business transfer, merger, reorganization, or sale

We do not sell personal information.

Third-Party Websites and Quote Platforms

Our website may link to or integrate third-party websites and services, including insurance quote and application platforms. Some of these tools may be accessed through a Palmetto Life Group web address but are operated by independent third-party providers. When you use one of these tools, your information is collected and processed by that provider.

Information submitted directly through a third-party website or platform is collected and processed according to that third party’s privacy policy and terms. Palmetto Life Group does not control the privacy, security, or cookie practices of independent third-party websites.

Information that a third party subsequently provides to Palmetto Life Group may be used and retained as necessary to respond to your request, provide services, maintain business records, and comply with applicable legal or regulatory obligations.

Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide requested services, maintain appropriate business and insurance records, comply with legal and regulatory obligations, resolve disputes, and protect or enforce our rights.

Retention periods may vary depending on the type of information, the nature of the relationship, and applicable recordkeeping requirements.

Consumer Requests

Depending on applicable law, you may have the right to request access to, correction of, or deletion of certain personal information we maintain about you. To submit a request, contact us at clientservices@palmettolifegroup.com. We may need to verify your identity before processing a request.

Certain information may be retained when required or permitted for legal compliance, regulatory recordkeeping, fraud prevention, security, dispute resolution, or the establishment, exercise, or defense of legal claims.

You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the message or by contacting us directly. We do not sell your personal information. We may use cookies and similar technologies to deliver advertising relevant to you, including on other websites and platforms. If you would like to opt out of targeted advertising, please contact us at clientservices@palmettolifegroup.com.

Submitting Comments or Testimonials

In the event that we permit you to post information on this website, such as blog comments or testimonials, please note that any information that you post using such features becomes public information. You must not disclose any of your personal information in comments, forums or any other similar feature of this website that you do not want shared publicly.

Children

Our services are not directed to persons under 13. We do not knowingly collect personally identifiable information from children under 13. If a parent or guardian becomes aware that his or her child has provided us with personal information without their consent, please contact us, and we will delete such information from our records.

Security Measures

We use third-party vendors and hosting partners to provide the hardware, software, networking, storage, and related technology needed to run this website and handle our communications. We implement reasonable security measures to protect the information we collect, whether online, by email, or by phone, as well as information stored electronically. However, because of the inherent risks of the internet, we cannot guarantee the complete security of any information you transmit to us electronically, such as through our website or by email. By providing information to us, you accept these risks. If you do not agree, please do not submit sensitive information electronically, and feel free to contact us by phone instead. If a data breach affecting your personal information occurs, we will notify you as required by applicable law.

Google Analytics

This website uses Google Analytics. Google Analytics uses cookies to track visitor interactions and understand how visitors engage with the website. It collects information and site usage statistics without personally identifying one visitor from another. We use this information to analyze site performance and improve our website.

To learn more about Google Analytics cookies, please visit their Privacy & Terms page.

Cookies

Cookies are small text files that are used to store small pieces of information. They are stored on your device when the website is loaded on your browser. These cookies help us make the website function properly, make it more secure, provide a better user experience, understand how the website performs, and analyze what works and where it needs improvement.

As with most of the online services, we use first-party and third-party cookies for several purposes. First-party cookies are mostly necessary for the website to function the right way, and they do not collect any of your personally identifiable data. The third-party cookies used on our website are mainly for understanding how the website performs, how you interact with our website, keeping our services secure, and providing you with a better and improved user experience that helps speed up your future interactions with our website. Where applicable, third-party cookies may also be used to deliver advertising relevant to you.

You can change your cookie preferences at any time by clicking here: Cookie Settings. This will let you revisit the cookie consent banner and change your preferences or withdraw your consent right away.

In addition to this, different browsers provide different methods to block and delete cookies used by websites. You can change the settings of your browser to block/delete the cookies.

Consent

By using this website, you agree to the privacy policy. If we decide to change our privacy policy, we will post those changes on this page. If you have any questions about this privacy policy or if you wish to exercise your rights, please contact us at: clientservices@palmettolifegroup.com

Last updated: June 2026.